Vehicle Insurance

Own Damage Insurance

Protect your vehicle against eligible accidental damage, theft, fire and other covered risks with Own Damage Insurance, designed to provide financial support for losses to your insured vehicle.

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OWN DAMAGE INSURANCE

Protection focused on your insured vehicle

Own Damage Insurance provides protection against eligible damage or loss to your own insured vehicle. It is designed for vehicle owners who want financial support when their vehicle is damaged due to covered events.

The policy may protect against risks such as accidents, theft, fire, natural calamities and certain man-made events, depending on the selected policy and its terms.

Key Features

Accident Damage

Covers eligible accidental damage to your insured vehicle according to applicable policy conditions.

Theft Protection

Provides eligible financial protection in case of covered theft of the insured vehicle.

Fire Protection

Eligible vehicle losses resulting from covered fire-related events may be protected.

Natural Calamities

Protection may apply to eligible damage caused by covered natural calamities.

Man-Made Events

Eligible losses caused by specified man-made events may be covered according to policy terms.

Transit Related Risks

Depending on policy terms, eligible damage during covered transportation may be protected.

Our Assistance

Coverage Guidance

Understand the available Own Damage coverage and suitable policy options.

Add-on Guidance

Get assistance understanding optional add-ons that may enhance vehicle protection.

Documentation Support

Assistance with the information and documents generally needed for policy processing.

Claim Guidance

Guidance on the general process for reporting and managing eligible vehicle damage claims.

Vehicle Damage Support

Assistance in understanding repair estimates and claim documentation.

Documents Required

Vehicle owner's identity proof.

Address proof, wherever required.

Vehicle Registration Certificate (RC).

Existing vehicle insurance policy.

Vehicle and owner details.

Other documents requested by the insurer.

Process

01
Share Vehicle Details Provide basic vehicle and owner details required for policy evaluation.
02
Select Coverage Review Own Damage coverage and applicable protection options.
03
Submit Documents Provide the required vehicle and owner documents for processing.
04
Policy Issuance Complete the applicable process and receive the policy documents.

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